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Paying For Dental Implants: What Are Your Options?

26 August 2018

Oscar Allen

If you need a major dental overhaul, dental implants may be a good option for you. Dental implants are one of the best treatment options for those with a lot of missing or damaged teeth, as they are very strong and do not need to be replaced in most cases. However, they can be costly due to the surgical process and the lab work required to construct your custom teeth. Most dental insurance plans do not cover implants at all, so you have to be prepared financially. Here are some things you should know about affording dental implants.

Does Dental Insurance Cover Any Portion of Dental Implants?

In general, dental implants are considered an elective cosmetic procedure. Therefore, you will find difficulty in getting your dental insurance to cover the costs of the procedure. Your plan may pay for a portion of the pre-operative requirements, such as x-rays. If you have orthodontic coverage, you may need to look at your plan to see if implants are covered.

If your need for dental implants is due to a traumatic accident or a similar event, your medical insurance may pay for some or all of your implants. However, if you just want implants to improve your appearance, you may have to look into some other methods to pay for them.

What Are Some Other Ways to Pay for Dental Implants?

If you know you want to have implants in the future, the best way is to form a special savings account dedicated just for your orthodontic needs. You will need to call some different providers in your area to see how much the entire treatment would cost. Take the highest estimate and make that your savings goal. You can then have a small amount deducted straight from your paycheck into the account.

If you have an immediate need for implants, you could opt to get one tooth at a time. Every implant will vary in costs, depending on which tooth you have worked on, so you should discuss this option with your orthodontist.

In addition, you could look into obtaining a premium dental plan. These types of plans are costly but could be worth it if you know you or your family will need extensive orthodontic work.

Dental implants are not impossible to pay for, but you will need to plan. You should first call your dental provider to see what they will pay, if anything. You may also want to check into payment plans with your chosen orthodontist to see if that is an option. For more information, contact a company like Amato Dentistry.

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